New credit
New credit reflects your recent applications and hard inquiries for new accounts, and it makes up about 10% of your FICO score.
Why it matters
Opening several accounts in a short span can signal risk to lenders, so spacing out applications keeps this factor from working against you.
Example
Applying for three credit cards in one month creates three hard inquiries close together, which weighs more heavily on this 10% factor than one application spaced out over time.
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Educational only — not financial advice. No guarantees.